Lady on the passenger side opened the door. M I on fault ??

[DirtyD]

Sounds like the passenger might have decided to jump out and walk from there. Not much you could do to avoid that one. I suppose there are certain areas where that is more likely to happen, and those are areas to avoid or at least be extra cautious riding in.

 

[Lionel Cosgrove]

you may not be found to be at fault, but your speed may be listed as an associated factor in the collision. that's the point where the insurance companies will battle out how much money you get.